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It’s time to pay off your student loans faster. be employed or you have accepted a written job offer, strong, recurring monthly income, and a demonstrated history of financial responsibility, among.

However, regardless of which type of Direct loan you get, there’s typically no credit check, and the quality of the. Private student loan lenders are largely free to impose their own borrowing.

No Ratio Loan Low Debt/Income Ratio: This ratio is expressed as a percentage. Your goal is to reduce your loan principal so that your monthly payments decrease. Also, since student loans have no prepayment.

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