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Applicants must be willing to reside within the Cherokee Nation’s jurisdictional boundaries and must obtain a loan through an approved lender, preferably a Section 184 or USDA loan. The loan must be approved by Cherokee Nation. Program participants must own and reside in the home for a specified period of time or a prorated payback will apply.
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The Section 184 Indian Home Loan Guarantee Program is a home mortgage product specifically designed for American Indian and Alaska Native families, Alaska villages, tribes, or tribally designated housing entities. Congress established this program in 1992 to facilitate homeownership and increase access to capital in Native American Communities.
Cherokee County USDA Home Loans. USDA Rural Development Loan – Cherokee County, TX. Do you want to purchase a home in Cherokee County, Texas? If so, you may be pleased to learn that the entire county is located in an eligible zone to qualify for the USDA rural development home loan.
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