To make matters worse, home price appreciation outpaced income growth in 86% of counties analyzed. The worst offenders were Los Angeles County, California; Cook County, Illinois; Harris County, Texas.
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“The opposite is happening in more affordable metros where buyers are eager to buy now to take advantage of low mortgage rates. In California, where the tax burden is high, some people are finding.
“So far there’s been a lackluster response to low mortgage rates, but if they do spark fresh buyer interest later in the year, U.S. inventory could set new record lows this winter.” NOTE: Fannie Mae’s.
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A reverse mortgage, or Home Equity Conversion Mortgage (HECM), is a type of mortgage that allows you convert the equity in your home into tax-free cash as a lump sum, line of credit, tenure/term payment, or a combination without the obligation of having a monthly mortgage payment.
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