Bank of america home loans is the mortgage unit of Bank of America.In 2008, Bank of America purchased the failing Countrywide Financial for $4.1 billion. In 2006, Countrywide financed 20% of all mortgages in the United States, at a value of about 3.5% of United States GDP, a proportion greater than any other single mortgage lender.
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VA Home Loans regional loan center Contact Information To reach the nearest VA Regional Office with Loan Guaranty operations, please call 1-877-827-3702, with hours of operation from 8am to 6pm, EST.
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IMPORTANT: Each State is listed alphabetically, with the VA Regional Loan Center (RLC) of jurisdiction. A VA Regional Loan Center’s local requirements pertain only to properties within the particular state in that RLC’s jurisdiction.
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If your down payment on a conforming loan is below 20% of the home’s value you will likely be required to carry private mortgage insurance (PMI) until the loan’s balance is below 80% of the home’s value. Government loan programs like FHA and VA loans do not require PMI, however they have their own seperate insurance requirements, which may require the insurance to remain throughout the duration.